Publication Date
2023
Document Type
Dissertation/Thesis
First Advisor
Hu, Xiaodan
Degree Name
Ed.D. (Doctor of Education)
Legacy Department
Department of Counseling and Higher Education (CAHE)
Abstract
The purpose of this dissertation was to understand the financial aid personnel’s perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan awarding, 3) impacts of default for schools and students, and 4) communication methods to increase middle-income informed borrowing.
Recommended Citation
Lacognata, Nicole, "The Perspective of Financial Aid Personnel on Middle-income Student Loan Borrowing" (2023). Graduate Research Theses & Dissertations. 7158.
https://huskiecommons.lib.niu.edu/allgraduate-thesesdissertations/7158
Extent
90 pages
Language
eng
Publisher
Northern Illinois University
Rights Statement
In Copyright
Rights Statement 2
NIU theses are protected by copyright. They may be viewed from Huskie Commons for any purpose, but reproduction or distribution in any format is prohibited without the written permission of the authors.
Media Type
Text
